BlackRock warns investing in the S&P 500 isn’t enough for retirement. They recommend a strategy that prioritizes income

What we drew from this source

The claims Via News extracted from this document. We point to the source; we don't replace it.

• There needs to be an evolution away from investing being indexed only, as markets are evolving to a point where there needs to be more oversight

  80% confidence

• Investors may need portfolios designed to deliver a steady stream of income - a shift toward a 'paycheck for life' model in retirement

  80% confidence

• Rising market concentration, geopolitical volatility and longer retirements are forcing investors to rethink traditional portfolios

  80% confidence

• Most actively managed funds fail to outperform comparable index funds about 83% of the time over a 15-year period after fees

  80% confidence

• Future target-date funds could include assets such as private credit, infrastructure investments and private equity alongside traditional stocks and bonds

  80% confidence

• Two-thirds of professionally managed funds are regularly outperformed by a broad capitalization-weighted index fund with equivalent risk

  80% confidence

• It's likely there'll be a 10 to 20% drawdown in equity markets sometime in the next 12 to 24 months

  80% confidence

• Adding a small allocation of gold to a portfolio can help improve risk-adjusted returns

  80% confidence

• The next generation of retirement investing may look very different from the classic strategy of simply buying an S&P 500 index fund and waiting

  80% confidence

• One asset will surge 400% in a year

  80% confidence